Lending ACB

"We are looking for an ACBS SME to support a core banking transformation program. The SME will own the commercial lending product stream (ACBS), driving requirement analysis and To-Be solution design for loan origination, servicing, disbursement, and repayment.

This is a core banking implementation role. The candidate must have hands-on, end-to-end experience delivering core banking transformation programs (not advisory-only exposure), and must be comfortable working directly with product vendors to challenge, validate, and finalize the To-Be system design.

Key Responsibilities

MULTIVENDOR, MULTI-COUNTRY TEAM

• Analyze lending requirements and support solution design for loan origination, servicing, disbursement, and repayment processes on ACBS.

• Support integration design between ACBS and upstream/downstream systems, including GL posting and reconciliation, and payment/disbursement rails.

• Act as the subject matter expert (SME) for the product/module during requirement analysis, solution design, build, testing, and cutover phases of the core banking implementation.

• Engage directly with product vendors to clarify product capability, configuration options, gaps, and constraints, and drive decisions on the To-Be system design.

• Lead and/or contribute to workshops with business stakeholders, interface teams, the Solution Architecture team, and platform vendors to gather and validate requirements.

• Prepare and own Interface Specification Documents (ISDs)/functional and technical design documents, and drive review sign-off with upstream and downstream teams.

• Support solution design for integrating the platform with upstream and downstream applications via MQ, REST/SOAP APIs, and file-based interfaces.

• Support SIT/UAT test planning and execution, triage integration defects, and drive resolution with the vendor and delivery teams.

• Support data mapping, migration validation, and reconciliation activities relevant to the module.

• Support cutover planning and hypercare activities through go-live.

• Manage stakeholders across business, technology, and vendor teams, and escalate risks/issues proactively.

Required Qualifications s Experience

• Hands-on ACBS (Advanced Commercial Banking System) implementation experience within a core banking transformation program.

• Strong functional knowledge of commercial lending lifecycle: origination, servicing, disbursement, and repayment.

• Experience defining lending interfaces with GL and accounting/reconciliation systems.

• 10+ years of overall IT experience, with substantial hands-on experience in core banking transformation/implementation programs.

• Proven experience working as an individual contributor who can independently drive solutioning, documentation, and approvals, this is a hands-on role, not a purely supervisory one.

• Strong stakeholder management skills; able to work with business teams, interface/platform teams, and Solution Architecture teams.

• Experience preparing and obtaining sign-off on Interface Specification Documents (ISDs) and integration design artifacts.

• Excellent written and verbal communication skills; comfortable presenting solution options to senior stakeholders and vendors.

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